Reasons for Joining PCT FCU

  1. Payroll Deduction

  2. Direct Deposit from all sources

  3. Various forms of savings

  4. ATM/Debit Cards for Share Draft (Checking) Accounts

  5. Quick and prompt service

  6. Competitive loan rates

  7. Instant balances in person or by phone

  8. Virtual Branch - Internet Banking with 24/7 access to your account

  9. Two convenient mobile apps available

  10. New and used car sales

  11. Loan Insurance at low rates up to $30,000

  12. Fast approval of loans

  13. Loan payments, taken out bi-weekly or semi-monthly, thus reducing the amount of interest you pay

  14. Courteous and helpful staff

  15. Family memberships

  16. Fully insured for all deposits up to $250,000 by NCUA (FDIC)

  17. Convenient location near I-287

  18. Share Draft Overdraft Loan Protection

  19. Mortgage services for new homes or refinancing

  20. Hours: Monday - Friday 9:00 a.m. - 4:00 p.m.